Some will tell you fighting cancer is a full time job. Some will tell you dealing with insurance is the part time job that goes with living with cancer. Since we are in the window of open enrollment for 2019 which started Thursday, November 1, 2018 and closes Saturday, December 15, 2018 we wanted to share some information. *
One of the questions we receive often is about insurance. Since it is open enrollment time via the Affordable Health Care Act as well as via employment benefits, we have a list of the insurance companies accepted at the main US based IBC centers. We hope this will help eliminate any surprises by being able to view what you are told as you signup by cross checking what is accepted at the main centers.
***Also please check with your insurance company as there might be sub-policies or additional coverage not listed on the hospital website.***
MD Anderson (Main Campus, Houston, Texas)
Dr. Massimo Cristofanilli, MD at Northwestern University in Chicago, Illinois
*If you don’t act by December 15, you can’t get 2019 coverage unless you qualify for a Special Enrollment Period (SEP) This is a a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
If you qualify for an SEP, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply.
*Please note California as enrollment open until January 15, 2019.
Also if you need a supportive letter to seek care outside of your network, we have something you can share with your insurance company. We can’t promise it will help but we have to push for more reasonable care.